We collect banking data from various public sources, and then enrich it using the Empathy Engine®. Our enrichment process includes comparing your institution to others within your cohort and regional competitors. We can also enhance that data with you financial institution’s transaction data for more accurate scoring, enhanced early warning indicators, and marketing functionality. None of your data is shared with other institutions.

Autopilot allows financial institutions to better understand clients’ financial lives and needs. This information can be used to provide a 1:1 banking experience that tailors products to the individual. For example, you could target customers who have savings accounts, but do not have recurring transfers from checking accounts. Identify products your clients keep elsewhere, and target them with specific messaging.

BOND.AI's Financial Health Score is built to give you an enhanced view of the quick metrics that matter to your bank. Used as a way to find ways to improve your overall CAMELS score, our FHS is designed to identify practical and tailored ways to create a healthier and more successful FI. Unlike other scores, which only use public data on your FI, Bond's FHS also pulls from your cohort, competitors, and other market data to better understand your institution's performance.

This metric is enhanced when you add consumer transaction data. Once uploaded, we are also able to provide actionable and detailed steps you can use to improve your overall performance score, potentially replacing the need for time-intensive and expensive consultants, though we also work well with your preferred consulting partner.

The overall goal of the BOND.AI Financial Health Score is to empower your FI to grow smartly, which will ideally lead to a better short and long-term CAMELS score improvement. 

No integration is needed for Autopilot to begin delivering results. However, minimal integration is needed for Autopilot Pro, which can be done in a matter of minutes. No matter which core provider your institution uses, we can help develop the report call required. We work directly with several core provider systems, and can pull the data with your approval.

Autopilot allows financial institutions to understand the existing loans that clients hold at other financial institutions. Autopilot compares the existing product to your institution’s comparative product and allows you to make direct offers to refinance, for example. Using your client's transaction data and a variety of data refinement processes, we are able to not only identify existing external loans, but purchase behaviors that indicate a potential need for a new loan opportunity.